Financing

Prequalify now

 
Real rates, real monthly payment
See your personalized rate from our network of lenders.
 
No impact to your credit
Prequalification with our lenders will not affect your credit score.
 
It only takes a few minutes
Answer a few basic questions and instantly see your personalized results

Auto cars max financing FAQ

How it works

We make it easy — find the right car with the right features for the right budget.
 
Start with getting prequalified
Fill out a simple form in a few minutes, with no impact on your credit.
 
Search by your monthly budget
Once you're prequalified, enter your preferred down payment, loan length, and monthly budget to see all the possibilities in your budget.
 
Select an offer on the car you love
Each prequalified offer is unique to the car. Select a car, view your vehicle specific prequalified offers, and take it to your local dealership.

 

Can I use my prequalified offer to purchase the car??

Yes, you can use your prequalified offer to purchase the car

What if the car I am prequalified for is not available at the dealer

You can use your prequalified offer to find a similar car at the dealer or contact another dealer.

What lenders participate in prequalification on autocarsmax.com?

You can find the list of participating lenders on autocarsmax.com

Will your in-network lenders finance all cars that are on autocarsmax.com?

In-network lenders can finance most cars listed on Cars.com. Check with the lender for specific details.

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Which lender is my rate from?

You can see the lender details in your prequalification status.

How do i get prequalified on autocarsmax.com?

You can get prequalified by filling out a simple form here. The form requires you to submit the following information: Name, e-mail address and phone number Address and monthly residence payment Employment details and annual income Trade-in details (if applicable) Social security number and date of birth (will not affect your credit score) After submitting the form, you'll be able to see your personlized rate from our network of lenders.

What is the difference between prequalified and pre-approval?

An auto loan prequalification is a soft inquiry on your credit report, meaning it doesn't affect your credit score. It typically involves answering a few basic questions about your income, employment, and debt. Based on this information, the lender gives you an estimated range of loan amounts and personalized interest rates you might qualify for your car loan. An auto loan preapproval is a more in-depth process that requires you to submit a formal application and provide documentation of your income, employment and assets. The lender will then verify your information and pull a hard credit inquiry, which can temporarily lower your credit score. Once they've reviewed everything, they'll issue a preapproval letter that states the exact car loan amount you're qualified for and the interest rate you'll be charged.

When does my prequalification status expire?

Your prequalification status expires after 30 days of submitting the prequalification application. After that you can re-submit the application.

What should i expect at the dealer after being prequalified on a car ?

Contact the dealer to make sure that the car is available and schedule a test drive. Take your offer to the dealer and feel more confident.t

Welcome to theAUTO CARS MAX Finance Center.


Welcome to the Finance Department of AUTO CARS MAX, where you may get an auto loan or lease. We are glad to arrange financing for your new vehicle, or we may assist with used car financing. Check out our online vehicle loan calculator to get an instant loan rate. Then proceed to our online finance application.

An vehicle loan is available to people with all forms of credit, good or bad. No credit? No problem! We will work with you to obtain a no credit vehicle loan if your situation requires it. AUTO CARS MAX has great partnerships and is committed to finding you the best vehicle loan company to meet your financing needs.

Customers who already have loans can apply for low-interest auto loans. We can assist you with refinancing your car loan or adjusting the contract’s term. You’re just a step away from getting accepted for car financing!

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